Notification infrastructure inside your corporate banking portal

Your portal handles banking workflows and your vendor sends messages. Neither governs how, where, and whether notifications go out, or lets corporate clients manage their own preferences without an ops ticket. Fyno embeds as a white-labeled module inside your existing portal and sits between your core and your clients. It adds self-serve preference management, role and amount-based routing, embedded TOTP, intelligent cost routing, and a full audit trail. You keep your vendor contracts and your portal; Fyno removes the manual ops and the CPaaS markup around them.

Fyno deploys as a module inside your existing corporate portal, so clients see your brand and never leave your environment. It connects to your core through a single API and standard integration patterns, with no rip-and-replace of your portal or core systems. Logic, routing, preferences, and the audit trail run inside your perimeter. Because it is configuration-driven, new channels and rules are added without portal redevelopment, and your engineering team does not run notification infrastructure.

You define rules once, in a no-code interface, and Fyno enforces them at send time. For example, transactions above ₹50 lakh alert the CFO on WhatsApp and email, while transactions below that threshold go to the authorised operator on SMS. Thresholds, roles, and channels are fully configurable by the corporate client, and every rule change passes through maker-checker approval. The result is that the right stakeholder is notified on the right channel for every transaction, without engineering involvement.

Yes. Fyno ships embedded TOTP infrastructure that generates time-based codes on the device and verifies them centrally, replacing legacy SMS OTP. It is built to meet RBI mandates for strong authentication on high-value corporate transactions out of the box, without your team building authentication infrastructure in-house. Because codes do not travel over SMS, you also remove the SMS, carrier, and DLT cost attached to every OTP.

When a beneficiary is added or changed, Fyno notifies every stakeholder in the approval chain instantly, across their preferred channels. Each notification is captured in a full audit log that records who was notified, when, and on which channel. This gives you a tamper-evident trail for fraud investigation and regulatory review, and it closes the gap where a silent beneficiary change is the first step in a fraud. Maker-checker governance applies to the rules themselves.

No. Fyno reads data from your systems and runs inside your premise or cloud, so customer and client PII stays in your environment and every log stays inside India. It does not duplicate data into a third-party tool. For a bank under RBI data-localisation expectations, this means adding Fyno does not create a new data-residency exposure, and delivery and audit logs can be retained in your own environment per your regulatory policy.

The deck estimates 10+ crore a year in annual savings at a small bank across communication cost, fuel, paper, and relationship-manager resources. The levers are intelligent cost routing at send time, removing physical forms and ops tickets, recovering RM time from paperwork, and replacing SMS OTP cost with embedded TOTP. Because the levers operate together and need no custom build, savings begin in the first billing cycles and scale with transaction volume.

No rip-and-replace. Fyno sits between your core and your clients and integrates through a single API, with routing, preference, OTP, and audit logic configured rather than coded. Your engineering team does not build or maintain notification microservices, vendor failover, or DLT scripts. Corporate clients manage their own preferences and approvers inside the portal, so day-to-day changes never become engineering tickets.